$409,000
MLS: SR26129008
Beds
3
Baths
2
Sq Ft
1,349
Lot
0.18 ac
Year Built
1991
MLS #
SR26129008
Days on Market
2
Listed
Jun 12, 2026
Description
Move-in ready and full of value! This charming 3-bedroom, 2-bathroom home offers 1,349 sq. ft. of comfortable living space and is perfect for first-time homebuyers or those looking to downsize. Features include luxury vinyl flooring throughout the living room and bedrooms, dark granite countertops, and a new stove, dishwasher, and microwave. Enjoy cozy evenings by the gas fireplace and relax in the spacious primary suite with its own en-suite bathroom. Outside, you'll find a private backyard with a block wall fence, lattice-covered patio, and a mature front yard tree that adds great curb appeal. Affordable, updated, and ready for its next owner—don't miss this fantastic Rosamond opportunity!
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Brandon Shelby · Keller Williams Realty Antelope Valley
Payment estimate
$3,126
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $40,900 · Loan: $368,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,331
- Property tax (1%)
- $341
- Homeowners insurance
- $300
- Mortgage insurance
- $153
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $14,315 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing+
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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