3401 Garnet Avenue
Rosamond, CA, 93560
$415,000
MLS: 26007926
Beds
4
Baths
2
Sq Ft
1,648
Lot
0.15 ac
Year Built
2006
MLS #
26007926
Days on Market
5
Listed
Oct 16, 2026
Description
Skip the projects. Start packing! Priced at $415,000, this turnkey single-story home at 3401 Garnet Ave. in Rosamond, CA offers 4 bedrooms, 2 baths and 1,648 sq. ft. of refreshed living space on a corner lot. Built in 2006, it pairs new neutral luxury vinyl plank (LVP) flooring with fresh creamy white paint for a clean, welcoming backdrop ready for your style. The split-wing layout separates the spacious primary suite from the secondary bedrooms, offering privacy and flexibility for guests, work or hobbies. The primary suite features an en suite bath, a large walk-in closet with mirrored entry door and a dedicated linen closet. Another linen closet in the hall adds convenient storage. Clean white kitchen countertops and a breakfast bar make room for casual meals and conversation. The spacious laundry room accommodates a sorting bin and includes an additional closet ready for shelving to organize all your bulk-buy essentials. Did someone say Costco run? Out back, a large concrete patio provides room to gather, with two sheds for storage and an installed basketball hoop with netting along the rear wall. An additional area is ready for a small lawn or garden. Surrounding block walls and low-maintenance decomposed granite landscaping in front add everyday practicality. The garage features finished floors and a water filtration system, while the expanded driveway accommodates three cars. Whether you're buying your first home, simplifying your space or adding to your investment portfolio, this move-in-ready Rosamond home deserves a closer look. Schedule your tour and see how much $415,000 can offer!
Location
Rosamond, Kern County, CA 93560
Open on Google Maps ↗Listed by: Christina Queen-Stratford · Keller Williams Realty A.V.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$3,387
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,500 · Loan: $373,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $2,586
- Property tax (1%)
- $346
- Homeowners insurance
- $300
- Mortgage insurance
- $156
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Rosamond, CA in context
Rosamond sits just over the Kern County line, a 15-minute drive north of Lancaster. It’s the Antelope Valley’s value play — meaningfully lower entry prices than Lancaster or Palmdale, plus access to Willow Springs Raceway, Rosamond Skypark, and quick commutes into the AV. Inventory is a mix of older homes, newer production tracts, and large-lot rural acreage. Mike Watson is a local Rosamond and Antelope Valley Realtor who handles the Kern County recording and tax differences that out-of-area agents miss. If you are evaluating homes in Rosamond, Mike Watson lives and works the Rosamond market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rosamond home with as little as 3.5% down using an FHA loan — roughly $14,525 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
USDA Rural Development — 100% Financing＋
ZIP code 93560 qualifies for USDA Rural Development financing — 100% financing with no down payment for income-eligible buyers. USDA loans offer below-market interest rates and reduced mortgage insurance premiums, making this one of the most affordable paths to homeownership in Rosamond. Check your household income eligibility at eligibility.sc.egov.usda.gov.
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Local Market Stats
See Rosamond, CA 93560 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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