ActiveSingleFamilyResidence

38453 3rd Street

Palmdale, CA, 93550

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$499,000

MLS: 26671019

Beds

4

Baths

2

Sq Ft

1,806

Lot

0.15 ac

Year Built

1956

MLS #

26671019

Days on Market

9

Listed

Mar 29, 2026

Description

This charming single-story home blends mid-century character with modern updates, featuring an inviting front porch and a meticulously landscaped exterior that provides immediate curb appeal. Inside, the spacious open-concept living area is defined by soaring vaulted ceilings with exposed wood beams and large windows that fill the space with natural light. A stunning stone fireplace serves as a central focal point, while elegant wood-look flooring flows seamlessly throughout the main living spaces. The gourmet kitchen is a chef's dream, complete with sleek countertops, high-end stainless steel appliances, and modern cabinetry designed for both style and functionality. Outside, the private backyard retreat offers a low-maintenance patio area perfect for entertaining and dining. This exceptional property, which includes a convenient two-car garage, represents a rare opportunity to experience a residence that perfectly balances timeless design with contemporary comfort.

Location

Palmdale, Los Angeles County, CA 93550

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Listed by: Jack Dagher · Equity Union

Payment estimate

$3,766

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100

%
Principal & Interest
$2,759
Property tax (1.25%)
$520
Homeowners insurance
$300
Mortgage insurance
$187
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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