39158 Chincapin
Big Bear Lake, CA, 92315
$539,000
MLS: IG26168327
Beds
3
Baths
2
Sq Ft
1,416
Lot
0.16 ac
Year Built
1967
MLS #
IG26168327
Days on Market
12
Listed
Aug 7, 2026
Description
There is something extraordinary about sitting on a wonderful deck nestled among the trees, surrounded by the sights & sounds of nature. This Boulder Bay home offers 2 opportunities to experience just that in one of Big Bear’s most sought-after locations. The rear composite deck feels expansive yet serene as the lake makes a lovely appearance through the trees, creating a special place for outdoor dining & evenings with friends or family under the stars. Inside, a surprisingly spacious & dramatic living room boasts soaring wood ceilings, room to gather & an inviting stone wood-burning fireplace—the focal point on winter nights. The remarkable dining room delivers a true WOW, where a stunning wall of windows beckons the beauty of the outdoors…inside. Imagine a multi-use dining/game table here, if desired, adding another layer of fun & flexibility, while a special spot beside the glass door invites AM coffee, a good book or simply taking in the setting. Open to both spaces, the kitchen offers crisp white tile, warm wood cabinetry & a window above the sink overlooking the rear deck. The single-story, 1,416 sq ft, 3-bedroom, 2-bath floorplan offers spacious bedrooms. The expansive primary suite enjoys wonderful natural light, taking on a beautiful glow as the afternoon sun begins its descent, with a vaulted T&G wood ceiling, ensuite bath, large closet & charming bay window framing the pretty rear yard. Both baths feature upgraded wood-style flooring, with the hall bath offering a tub/shower with custom tile. A hall linen closet adds storage, and a sweet mudroom-style entry with boot bench welcomes you in. Updated vinyl dual-pane windows & central forced-air heat add year-round comfort. The front deck offers a space to relax among the trees & enjoy the mountain setting. Stairs from the rear deck lead to a large, park-like yard filled with mature trees, beautiful plants & splashes of color. A charming workshop/craft space with up-swing doors invites creativity, while a separate storage shed offers space for the tools & toys of mountain life. An attached 1-car garage—a hard-to-find feature, includes a utility sink, and a separate laundry room with washer & dryer. The lake & Pleasure Point Marina are a short walk, ride or roll away, with easy access to the slopes, Village, shopping, restaurants & so much more! Much of the furniture is included, allowing you to start your adventure right away as you discover the possibilities this special mountain home still holds.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Karen Spitzer-Lavrouhin · KELLER WILLIAMS BIG BEAR
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,178
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $53,900 · Loan: $485,100
Average 30-yr fixed rate 6.65% as of Aug 20, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,114
- Property tax (1.25%)
- $561
- Homeowners insurance
- $300
- Mortgage insurance
- $202
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Aug 20, 2026
- 30-year fixed
- 6.65%
- 15-year fixed
- 5.95%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $18,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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