39233 Raphael Lane
Palmdale, CA, 93551
$574,900
MLS: HD26107170
Beds
5
Baths
3
Sq Ft
2,478
Lot
0.17 ac
Year Built
1997
MLS #
HD26107170
Days on Market
0
Listed
May 30, 2026
Description
Meet the Resort style pool home that is sure to check all of your boxes! This original owner home has been filled with love that is palpable when walking through the front door. An open concept kitchen that flows seamlessly into the formal dining area as well as the family room, all adorned by custom window shutters. Downstairs hosts a half bathroom and full laundry room with built in shelving and access to the three-car garage. Upstairs holds five bedrooms and two full bathrooms with a large landing space with soaring ceilings. The primary bedroom offers an expansive suite with room for dedicated sitting areas while adjoining the oversized primary bathroom with dual vanities and a grand-scale closet that runs the entire length of the bathroom. The home has brand new carpeting throughout and fresh interior paint upstairs, making it ready for its new owners! Stepping out back a stunning resort-style pool takes center stage, framed by mature greenery that offers exceptional privacy. Whether you're serving drinks at the built-in BBQ and bar area or gathering around the warm gas fireplace on a crisp evening, this space is primed for hosting friends and family in style. Set in a prime location, this home is perfect for families looking for all things that West Side Palmdale has to offer! Just steps from Marie Kerr Park where vibrant summer concerts light up the evening sky while being just minutes from the Antelope Valley Mall. The home is equipped with an assumable solar loan that helps off set costly energy bills. Ready to make this resort your next move? Set up a tour today!
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Emily Lamping · Keller Williams High Desert
Payment estimate
$4,395
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $57,490 · Loan: $517,410
- Principal & Interest
- $3,281
- Property tax (1.25%)
- $599
- Homeowners insurance
- $300
- Mortgage insurance
- $216
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 28, 2026
- 30-year fixed
- 6.53%
- 15-year fixed
- 5.87%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $20,122 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Assumable Loan — Lock In a Below-Market Rate＋
This Palmdale property has an assumable mortgage, meaning a qualified buyer can take over the existing loan at its current interest rate — potentially far below today's market rates. Assumable financing can dramatically reduce your monthly payment and total interest cost over the life of the loan compared to qualifying for a new mortgage at prevailing rates. This is a rare and significant financial advantage; ask your agent for the current loan details.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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