3948 Stirrup Court
Palmdale, CA, 93551
$699,900
MLS: 26006928
Beds
4
Baths
4
Sq Ft
3,186
Lot
0.29 ac
Year Built
2021
MLS #
26006928
Days on Market
5
Listed
Sep 4, 2026
Description
Welcome to 3948 Stirrup Court in Joshua Ranch, West Palmdale, offering 4 bedrooms, 4 bathrooms, 3,186 square feet of living space, an expansive 12,629-square-foot lot, and a 15-panel PAID-OFF SOLAR system. The Spanish-inspired exterior, three-car garage with pull-through access to the backyard, landscaped front yard, and covered entry create an impressive first impression. Inside, the home features a bright, spacious floor plan enhanced by LED lighting throughout, wood-look plank flooring, recessed lighting, and generous living and entertaining spaces. A desirable downstairs bedroom with its own private full bathroom provides an ideal setup for guests, extended family, or multigenerational living. The gourmet kitchen is designed to be the heart of the home, showcasing custom countertops, a designer tile backsplash, abundant cabinetry with soft-close drawers, farmhouse sink, butler's pantry, walk-in pantry, and an oversized center island with bar seating. The kitchen opens directly to the spacious family room, complete with surround-sound in-ceiling speakers, creating a seamless space for everyday living and entertaining. Upstairs, the large loft offers even more flexibility for a media room, game room, home office, lounge, or pool table. The expansive primary suite features a large walk-in closet, dual vanities, soaking tub, separate designer-tiled shower, and private water closet. Secondary bedrooms are generously sized, while the upstairs laundry room includes additional cabinetry for storage. The backyard is a true highlight of the property. Set on an exceptionally large lot, the outdoor space features low-maintenance artificial turf, a putting green, an expansive covered patio, a built-in gas fire feature, and mountain views. The three-car garage includes pull-through access directly into the backyard, adding another level of versatility and convenience. Property is subject to short sale approval.
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Also listed on CRMLS · MLS# TR26193059
Listed by: Mercedes Erhahon · Real Brokerage Technologies
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,360
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,990 · Loan: $629,910
Average 30-yr fixed rate 6.71% as of Sep 3, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,069
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 3, 2026
- 30-year fixed
- 6.71%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale runs the gamut from the foothill estates of West Palmdale (93551) — Rancho Vista, Anaverde, and the desirable hill-side communities — to the value-priced newer construction of East Palmdale (93552). Central Palmdale (93550) covers the original part of the city and the Civic Center, and 93591 picks up the Llano border. Active listings across all four ZIPs are below. As a local Palmdale Realtor since 2005, Mike Watson knows how Rancho Vista, Anaverde, and the east-side tracts price out and which ZIP fits your budget. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $24,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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