396 Kern Avenue
Sugarloaf, CA, 92386
$299,999
MLS: IG26031594
Beds
2
Baths
1
Sq Ft
720
Lot
0.06 ac
Year Built
1977
MLS #
IG26031594
Days on Market
1
Listed
Feb 11, 2026
Description
Surrounded by towering pines and golden oaks, this "Mod-A-Frame" radiates good vibes! Whether you're seeking a weekend retreat or a high-demand short-term rental, this 2-bedroom, 1-bathroom getaway is designed for adventure and relaxation alike. Inside, the warm beamed ceilings and abundant natural light create a cozy yet airy atmosphere. The updated vinyl flooring enhances the modern aesthetic while maintaining that sought-after cabin vibe. The open living area flows effortlessly into the kitchen, which features white cabinetry, butcher block countertops, newer appliances, blending style with function. Upstairs, the spacious primary bedroom boasts a king-sized bed, while the second bedroom comfortably fits a queen bed—both offering peaceful treetop views. The bathroom is tastefully updated with clean accents and rustic touches. Step outside and enjoy the covered front porch, or take in the crisp mountain air from the private back deck, ideal for BBQs, sunsets, and evening fires under the stars. Unwind in the hot tub, perfectly positioned for stargazing.This property is surrounded by nature yet conveniently located—walking distance to the National Forest, hiking trails, a park, dog park, and a local favorite, Kallan’s Bar & Grille. Just 10 minutes from Big Bear Lake, grocery stores, and the ski resort, this home puts you at the heart of year-round adventure.The perfect blend of aesthetics, sunshine, and investment potential—don't miss this unique Big Bear retreat!
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: JONATHAN VASQUEZ · EXP REALTY OF CALIFORNIA INC.
Payment estimate
$2,384
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,000 · Loan: $269,999
- Principal & Interest
- $1,659
- Property tax (1.25%)
- $312
- Homeowners insurance
- $300
- Mortgage insurance
- $112
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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