875 Santa Barbara
Sugarloaf, CA, 92386
$329,900
MLS: IG26052597
Beds
2
Baths
1
Sq Ft
648
Lot
0.11 ac
Year Built
1970
MLS #
IG26052597
Days on Market
24
Listed
Mar 17, 2026
Description
Peaceful mountain retreat with a warm, inviting atmosphere and timeless cabin charm. Vaulted cedar ceilings, expansive windows, and a cozy gas fireplace fill the living space with natural light and comfort. Tucked among mature oaks and pines, this home offers rare privacy while being just steps from the National Forest—perfect for hiking, nature walks, and year-round outdoor adventure. Enjoy the outdoors from the wrap-around deck overlooking an enchanting garden setting surrounded by nature. Located in a quiet upper neighborhood where traffic is minimal, this property is ideal as a full-time residence, weekend escape, or potential income-producing rental. One bedroom features a Murphy bed, creating a flexible space perfect for a home office, guest room, or family room. Enjoy the simplicity of mountain living with space to relax, recharge, and unwind under the trees.
Location
Sugarloaf, San Bernardino County, CA 92386
Open on Google Maps ↗Listed by: John Carmody · RE/MAX BIG BEAR
Payment estimate
$2,592
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $32,990 · Loan: $296,910
- Principal & Interest
- $1,824
- Property tax (1.25%)
- $344
- Homeowners insurance
- $300
- Mortgage insurance
- $124
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Sugarloaf home with as little as 3.5% down using an FHA loan — roughly $11,547 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Sugarloaf, CA 92386 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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