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ActiveSingleFamilyResidence

39990 Trail Of The Whispering

Big Bear, CA, 92315

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$439,000

MLS: 26834173

Beds

2

Baths

2

Sq Ft

952

Lot

0.07 ac

Year Built

1969

MLS #

26834173

Days on Market

94

Listed

May 14, 2026

Description

Charming A-Frame Cabin Near the lake. This beautifully remodeled A-frame cabin offers 2 bedrooms, 1.5 bathrooms, and a versatile third sleeping area. Enjoy cozy evenings by the wood-burning fireplaces located in both the living room and primary bedroom. The updated kitchen and bathrooms blend modern touches with mountain charm. Additional features include air conditioning, a tankless water heater, a newer roof, and a spacious new sun deck perfect for relaxing or entertaining outdoors. Located just a few blocks from Holloway's Marina, you'll have easy access to boating, fishing, and all your favorite lake activities. Most furnishings are included, making this home move-in ready. Don't miss this one-of-a-kind rental schedule your tour today! Buy the lot next door to double your property or put another home on it to rent.

Location

Big Bear, San Bernardino County, CA 92315

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Listed by: Miguel Gonzalez · eXp Realty of California Inc

Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.

Payment estimate

$3,464

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $43,900 · Loan: $395,100

%

Average 30-yr fixed rate 6.67% as of Aug 13, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$2,542
Property tax (1.25%)
$457
Homeowners insurance
$300
Mortgage insurance
$165
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Aug 13, 2026

30-year fixed
6.67%
15-year fixed
5.96%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $15,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

Similar Homes Nearby

Active and pending listings in ZIP 92315 (Big Bear)within ±10% of this home's price and size.

Local Market Stats

See Big Bear, CA 92315 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.