4014 N 3rd Avenue
San Bernardino, CA, 92407
$525,000
Original list price: $539,900
MLS: 26872311
Beds
3
Baths
3
Sq Ft
1,161
Lot
0.35 ac
Year Built
1948
MLS #
26872311
Days on Market
67
Listed
Aug 13, 2026
Description
Welcome to a unique opportunity in the desirable Arrowhead Farms area of San Bernardino, offering **two homes, a large 15,250 sq. ft. lot, and endless possibilities for the next owner**. Whether you're looking for an investment property, a place to live while generating rental income, or the perfect setup for multigenerational living, this turnkey property delivers flexibility that is hard to find. As you arrive, you're greeted by a large driveway and an expansive front yard, offering plenty of room to create the outdoor space you've always imagine, add a lush lawn, create a play area for the kids, fence it in for additional privacy, or simply make it your own. The main home also features an attached one-car garage. Step through the front door and into a bright and inviting living area with an open great-room feel that flows naturally into the upgraded kitchen, creating a comfortable space for everyday living and entertaining. Continue down the hallway and you'll find an updated bathroom featuring a tile shower surround and newer vanity, along with two comfortable bedrooms featuring new carpet and fresh paint. Newer flooring, upgraded finishes, and dual-pane windows throughout help make the home feel fresh, clean, and truly move-in ready. But what really sets this property apart is the attached second unit with its own separate entrance. Accessible from the side of the property, this private one-bedroom, one-bath living space opens into another bright great-room-style living area with a full kitchen and laminate flooring throughout. A separate bathroom and private bedroom complete the space, making it ideal for extended family, guests, or potential rental income. Out back, you'll find a huge backyard with no rear neighbors, giving you even more room to enjoy, entertain, garden, or create your own private outdoor retreat. Conveniently located near schools, parks, dining, shopping, university, and major commuter routes, this property combines location, flexibility, and value in one complete package. Two homes. One large lot. Multiple possibilities. Live in one and rent the other, bring the family together while maintaining privacy, or add a versatile property to your investment portfolio. Turnkey, upgraded, and ready for its next owner, this is one you don't want to miss!
Location
San Bernardino, San Bernardino County, CA 92407
Open on Google Maps ↗Listed by: Rodolfo Cortes Jr. · Futuro Financial Group Inc.
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,315
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $52,500 · Loan: $472,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,271
- Property tax (1.25%)
- $547
- Homeowners insurance
- $300
- Mortgage insurance
- $197
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $18,375 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92407 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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