40226 Tesoro Lane
Palmdale, CA, 93551
$785,000
MLS: 26004662
Beds
5
Baths
4
Sq Ft
3,495
Lot
0.53 ac
Year Built
1992
MLS #
26004662
Days on Market
71
Listed
Nov 10, 2026
Description
MONTERA ESTATES Beautiful Home! MARBLE ENTRY, LOFT & MEDIA ROOM No Mello Roos! Fenced Swimming Pool! Original Owners! Located on one of the best neighborhood of West Palmdale in the Rancho Vista Area! Double Door Entry with High Ceiling! Open Floor Plan with Double Staircases 5 Spacious Bedrooms , 4 Bathrooms One Bedroom and One Bathroom Downstairs. Large Living Room and Formal Dining, Large Family Room with Fireplace and Functional Kitchen with Plenty of Cabinetry! Upstairs has a Large Loft that can be converted into another room if needed. Large Master Suite with own spacious Bathroom and Walk in closets. 3 Large attached garage with plenty of spaces in front and side for additional parking . Backyard is an entertainment place for those barbecue days and parties. Enjoy the fenced swimming pool on those hot summer days. Lot size is over 23,000 square feet. The Home is close to Parks, Schools and Shopping! Live Large and beautifully!
Location
Palmdale, Los Angeles County, CA 93551
Open on Google Maps ↗Listed by: Naty Chu · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$6,198
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $78,500 · Loan: $706,500
Average 30-yr fixed rate 7.18% as of Nov 5, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,786
- Property tax (1.25%)
- $818
- Homeowners insurance
- $300
- Mortgage insurance
- $294
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Nov 5, 2026
- 30-year fixed
- 7.18%
- 15-year fixed
- 6.57%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
Palmdale, CA in context
Palmdale fits buyers who want Plant 42 access, west-side foothill streets in 93551, or east-of-the-14 value. The side of town matters more than the city slogan. Anaverde and Rancho Vista share 93551 and do not share the same HOA or tax bill. Central Palmdale is 93550. East Palmdale includes 93552 and 93591. Mike Watson, Keller Williams in Palmdale, DRE #01712313, licensed since 2005, prices those pockets separately. Open the west or east hub first. If Edwards is also in the household, use the two-gate housing guide next to the Plant 42 page. If you are evaluating homes in Palmdale, Mike Watson lives and works the Palmdale market every day. He pairs this listing with a free market analysis for your specific street, an honest read on the financing options that fit (FHA, VA, USDA, CalHFA, conventional, and assumable when the loan supports it), and a side-by-side compare against the rest of the active inventory in the area.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Palmdale home with as little as 3.5% down using an FHA loan — roughly $27,475 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 93551 (Palmdale)within ±10% of this home's price and size.
$709,900
7305 Dana Drive
Palmdale, 93551
$720,000
41640 Merryvale Lane
Palmdale, 93551
Also on GAVAR
Active70 DOM$725,000
3548 Tournament Drive
Palmdale, 93551
Also on CRMLS
$729,000
39601 Country Club
Palmdale, 93551
Local Market Stats
See Palmdale, CA 93551 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.