432 Chip-O-Wood
Big Bear, CA, 92315
$599,900
MLS: 219152352DA
Beds
3
Baths
3
Sq Ft
1,797
Lot
0.07 ac
Year Built
2008
MLS #
219152352DA
Days on Market
38
Listed
Sep 5, 2026
Description
PEACEFUL MOUNTAIN RETREAT IN METCALF BAY! Discover the perfect blend of mountain charm, comfort, and convenience at 432 Chip-O-Wood, a beautifully designed 3-bedroom, 2-bath custom home in the desirable Metcalf Bay area of Big Bear Lake. Ideally located just minutes from Holloways Marina and Big Bear Lake, this inviting property offers an exceptional setting for enjoying everything the mountain lifestyle has to offer. The thoughtfully designed reverse floor plan places two bedrooms and a full bathroom on the main level, while the upper level creates a bright and welcoming gathering space with an open living area, fireplace, kitchen, and spacious primary suite. The primary bedroom features a generous ensuite bathroom and custom walk-in closet, creating a comfortable retreat. The home has been refreshed with numerous desirable upgrades, including granite countertops, tile flooring, newer carpet in all bedrooms, and a newer water heater. Abundant windows provide excellent natural light and good sun exposure throughout the home, while the back deck offers a peaceful outdoor setting overlooking a wooded area. A 2-car attached garage, partially fenced yard, and convenient location add to the home's appeal. Spend your days enjoying the lake, boating and water activities at Holloways Marina, exploring the Village, or taking advantage of Big Bear's year-round recreation. Whether you're looking for a full-time mountain residence, weekend getaway, or vacation rental opportunity, 432 Chip-O-Wood offers the location, layout, and mountain lifestyle you've been waiting for. Come experience this peaceful Big Bear retreat for yourself!Contact me directly for details.RE/MAX Big Bear Lake / Palm Springs
Location
Big Bear, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Denise Randle · Re/Max Area Experts
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,888
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,990 · Loan: $539,910
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,738
- Property tax (1.25%)
- $625
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear home with as little as 3.5% down using an FHA loan — roughly $20,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Big Bear, CA 92315 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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