986 Cameron Drive
Big Bear Lake, CA, 92315
$550,000
MLS: IG26084394
Beds
4
Baths
3
Sq Ft
1,706
Lot
0.19 ac
Year Built
1952
MLS #
IG26084394
Days on Market
1
Listed
Apr 19, 2026
Description
Tucked just behind The Village and only steps from the National Forest, this special Big Bear cabin offers an unbeatable location for year-round adventure and relaxation. Enjoy immediate access to hiking, biking, sledding, and exploring, all while being less than a mile to the lake and just 2.5 miles to Snow Summit. The main home features 1 bedrooms plus a versatile 2 bedroom walk-through family style suite, 2 bathrooms, and the added comfort of A/C. A converted garage studio expands the living space with its own bedroom, bathroom, kitchenette, and cozy wood-burning stove—an excellent option for guests or additional rental flexibility. Total square footage includes the approximately 440 sq. ft. studio. Surrounded by peaceful mountain setting, this property invites you to unwind and enjoy all that Big Bear has to offer. Offered fully furnished and turnkey, it’s ready for immediate enjoyment or continued use as an income-producing rental.
Location
Big Bear Lake, San Bernardino County, CA 92315
Open on Google Maps ↗Listed by: Melissa Grote · RE/MAX BIG BEAR
Payment estimate
$4,121
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000
- Principal & Interest
- $3,041
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear Lake home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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