5440 Ironwood Street
San Bernardino, CA, 92404
$559,900
Original list price: $599,900
MLS: CV26217699
Beds
3
Baths
2
Sq Ft
1,442
Lot
0.17 ac
Year Built
2005
MLS #
CV26217699
Days on Market
1
Listed
Oct 16, 2026
Description
Welcome to this charming three-bedroom, two-bathroom home located on a quiet street in a desirable San Bernardino neighborhood. With an open floor plan and plenty of natural light, this home offers a comfortable layout with plenty of possibilities. Perfect for a first-time buyer or as a great rental investment. The home features tile flooring, beautiful nearly new stainless-steel appliances, a spacious primary bedroom with a walk-in closet, and plenty of parking. Conveniently located near schools, shopping, dining, and major freeways, including the 210, making commuting a breeze. Whether you're looking for a place to call home or a promising investment opportunity, this property is worth a look. Don't miss the opportunity to see all that this home has to offer!
Location
San Bernardino, San Bernardino County, CA 92404
Open on Google Maps ↗Listed by: Barbara Trimmer · Nexgen Realtors
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,582
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $55,990 · Loan: $503,910
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,489
- Property tax (1.25%)
- $583
- Homeowners insurance
- $300
- Mortgage insurance
- $210
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this San Bernardino home with as little as 3.5% down using an FHA loan — roughly $19,597 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See San Bernardino, CA 92404 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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