630 Idaho Avenue 204
Santa Monica, CA, 90403
(No pictures available yet)
$875,000
MLS: 26827377
Beds
1
Baths
1
Sq Ft
874
Lot
0.34 ac
Year Built
1973
MLS #
26827377
Days on Market
0
Listed
May 11, 2026
Description
Positioned just one block from the boutiques, cafes, and iconic energy of Montana Avenue and only seven blocks from the beach, Unit 204 at 630 Idaho Ave places you in the heart of Santa Monica's most coveted coastal lifestyle. This is one of those rare addresses where the neighborhood does as much work as the home itself. Tree-lined streets, salt-kissed air, and a walkable grid of world-class amenities surround you on every side, yet the moment you step inside, the city quietly falls away. Mornings begin with a cappuccino at Caffe Luxxe or a small-batch pour-over at Primo Passo, two of Montana's most beloved neighborhood spots. Afternoons drift toward the sand and the iconic bike path that stretches along the coast. Evenings end with ocean air and sunset walks home. On weekends, Erewhon, Whole Foods, and the Santa Monica Farmers Market are all within easy reach, as are the restaurants, wine bars, pilates studios, and boutiques that have made this stretch of the Westside one of the most desirable places to live in all of Los Angeles. Inside, this bright and turnkey 1-bedroom, 1-bath residence pairs comfort with thoughtful, curated upgrades throughout. Hardwood floors, recessed lighting, custom built-ins, and a cozy fireplace create a warm and inviting living space that feels both polished and livable. The separate dining area adds a sense of spaciousness and intentional flow, making the home feel significantly larger than its footprint suggests. The kitchen is beautifully appointed with a Viking oven, a Sub-Zero refrigerator, and a generous wine fridge, making it as functional for everyday cooking as it is for hosting. The spacious bedroom serves as a peaceful retreat, complete with custom closet built-ins designed to maximize both storage and style. Direct access to the private northwest-facing balcony makes the bedroom feel like its own wing of the home. That same balcony, also accessible from the living room, becomes your year-round perch for cool ocean breezes and the kind of glowing Santa Monica sunsets that never get old. The northwest exposure means you get beautiful natural light without the harsh afternoon heat, a detail that makes everyday living here genuinely comfortable in every season. Additional highlights include an in-unit washer and dryer, abundant storage throughout, and a location minutes from the 10 freeway, Santa Monica College, and the best of both the beach and the city. The building is well maintained and quietly situated on a residential block that feels worlds away from the bustle, even though everything is right there. Some homes make you choose between beach living and everyday practicality. Here, you never have to. This is the lifestyle you moved to the Westside for, and it is finally all in one place. Do not wait on this one.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Erica DeBear · Real Broker
Payment estimate
$6,522
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $87,500 · Loan: $787,500
- Principal & Interest
- $4,983
- Property tax (1.25%)
- $911
- Homeowners insurance
- $300
- Mortgage insurance
- $328
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $30,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 90403 (Santa Monica)within ±10% of this home's price and size.
$799,000
937 12th Street 308
Santa Monica, 90403
$799,000
848 Lincoln Boulevard N
Santa Monica, 90403
$799,000
1137 26th Street D
Santa Monica, 90403
$899,000
425 Idaho Avenue 10
Santa Monica, 90403
$899,000
2021 California Avenue 20
Santa Monica, 90403
(No photos yet)
$949,000
1101 Lincoln Boulevard 1
Santa Monica, 90403
Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.