(No pictures available yet)
$949,000
MLS: 26827715
Beds
2
Baths
2
Sq Ft
1,014
Lot
0.17 ac
Year Built
1964
MLS #
26827715
Days on Market
8
Listed
Apr 30, 2026
Description
Welcome to one of Santa Monica's best-kept secrets a beautifully updated 2-bed, 2-bath condo nestled in the heart of the coveted Wilshire/Montana corridor, just 8 blocks from the beach.This west-facing unit is bathed in natural light and ocean breezes, with an open-concept layout featuring engineered hardwood floors throughout. The living space flows effortlessly into the dining area and an upgraded kitchen showcasing quartz countertops, ample cabinetry, and a new stainless steel refrigerator designed for both everyday living and entertaining.The generous primary suite offers a walk-in closet and private en-suite bath. The second bedroom is equally comfortable, served by a well-appointed full bath. Step outside to your private enclosed patio overlooking lush Reed Park the perfect spot for morning coffee or golden-hour unwinding.Additional highlights include a secure subterranean garage with parking and an assigned storage unit, a separate laundry area with washer and dryer, and a secure entry in a quiet 11-unit building. Notably, this complex carries no rent control, making it a rare investment opportunity in Santa Monica. HOA covers earthquake insurance, water, and trash. Plumbing was fully repiped with copper throughout the building in 2022.Located in the top-rated Santa Monica-Malibu Unified School District, surrounded by multi-million dollar homes, and within walking distance of the 3rd Street Promenade, Santa Monica Pier, world-class dining, cafes, and the California Incline beach access. Life doesn't get more coastal than this.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: Robert Lee · eXp Realty of Greater Los Angeles
Payment estimate
$7,049
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $94,900 · Loan: $854,100
- Principal & Interest
- $5,404
- Property tax (1.25%)
- $989
- Homeowners insurance
- $300
- Mortgage insurance
- $356
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $33,215 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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