657 W Valley
Big Bear City, CA, 92314
$354,000
MLS: IG26051913
Beds
2
Baths
2
Sq Ft
1,040
Lot
0.11 ac
Year Built
1978
MLS #
IG26051913
Days on Market
21
Listed
Mar 14, 2026
Description
Move-in ready modern mountain escape! This uniquely designed single-level 2-bedroom, 1.5-bath home offers 1,040 sq ft of comfortable living space with an open-concept layout perfect for relaxing or entertaining. The home features LVP white oak flooring, a cozy wood-burning fireplace, dual-pane windows, and a stylish white oak feature wall in the kitchen. The bright kitchen showcases butcher block countertops, a stainless steel sink, and a butcher block waterfall pony wall, beautifully complementing the white oak accents throughout the home. Recent updates include fresh hand-rolled gray interior paint, updated vanity and medicine cabinet in the main bathroom, and new bright white toggle switches and outlets. An insulated two-car garage connected to the home and heated by the central heating system provides convenience and comfort year-round. The home also features a custom interior laundry area for added functionality. Step outside to a fully fenced spacious backyard with a doggy mound, perfect for pets and outdoor enjoyment. Ideally located just minutes from the popular ski slopes, Big Bear Lake, shopping, and dining, this property offers the perfect blend of mountain charm and modern comfort. Whether you're looking for a full-time residence, vacation getaway, or investment property, this home is a fantastic opportunity to enjoy affordable mountain living.
Location
Big Bear City, San Bernardino County, CA 92314
Open on Google Maps ↗Listed by: Cecilia Ponce De Leon · KELLER WILLIAMS LAKE ARROWHEAD
Payment estimate
$2,759
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,400 · Loan: $318,600
- Principal & Interest
- $1,958
- Property tax (1.25%)
- $369
- Homeowners insurance
- $300
- Mortgage insurance
- $133
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $12,390 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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