68 Poinsettia Gardens Drive 68
Ventura, CA, 93004
$515,000
MLS: 26102640
Beds
2
Baths
2
Sq Ft
1,500
Lot
0.09 ac
Year Built
1981
MLS #
26102640
Days on Market
5
Listed
Oct 15, 2026
Description
You own the land at this beautifully updated single-story home in Poinsettia Gardens, Ventura's premier gated 55+ community! This 2-bedroom, 2-bathroom residence boasts modern wood laminate flooring flowing throughout an open, light-filled layout. The true showstopper is the expansive sunroom - fully integrated with central AC and featuring a custom wet bar - creating the ultimate year-round climate-controlled retreat for relaxing, exercising or hosting guests. Complete with a private 2-car garage, additional parking for 2 cars, and a low monthly HOA fee with zero space rent, this property offers incredible value. Step just outside to enjoy the vibrant community clubhouse, featuring a heated indoor swimming pool, therapeutic jacuzzi spa, fitness center, billiard room, library, event and card rooms. The gated and meticulously landscaped grounds offer peaceful walking paths, scenic pond areas, and a community orchard. Additional perks include RV parking available within the community for a fee. Boasting an unbeatable location just off the 126 freeway, you are under 10 minutes from major shopping centers like Pacific View Mall and Ventura Gateway, and just a short drive to Ventura Harbor Village, historic downtown, and local beaches. Comfort and convenience meets coastal senior living at its finest! Welcome home!
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Jason Ventress · Action Now Realty
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,607
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $51,500 · Loan: $463,500
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,209
- Property tax (1.25%)
- $536
- Homeowners insurance
- $300
- Mortgage insurance
- $193
- HOA dues
- $368
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $18,025 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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