10125 Waterford
Rancho Cucamonga, CA, 91737
$1,599,900
MLS: PW26200423
Beds
5
Baths
5
Sq Ft
3,493
Lot
0.56 ac
Year Built
2003
MLS #
PW26200423
Days on Market
3
Listed
Sep 22, 2026
Description
Set behind a long driveway with a striking arched entry, this upscale single-story ranch sits on more than half an acre, with the space, style, and views that rarely come together in one home.. This impressive 5-bedroom, 5-bathroom home is thoughtfully designed for large families and effortless entertaining, with sweeping city light and mountain views, soaring ceilings throughout, and a 4-car garage offering plenty of room for vehicles, storage, or a workshop. Step inside to a dramatic rotunda foyer, where curved archways set an elegant tone throughout. The front bedroom, currently used as an office, features French doors opening to a peaceful courtyard — a view shared by another secondary bedroom and the formal living room, each with their own French doors overlooking the same charming space. The formal living and dining room combo features updated flooring, a fireplace, and custom built-ins. The chef-inspired kitchen showcases granite countertops with a full backsplash, an oversized center island with breakfast bar seating, and a walk-in pantry, with a window over the sink with sweeping city lights views. An adjoining butler's pantry with wet bar makes hosting a breeze. Appliances include a 5-burner cooktop with range hood, double ovens, microwave, and dishwasher. The kitchen opens to a spacious family room with a raised-hearth fireplace, custom built in media center and adjoining work station. French doors lead to a covered patio and expansive backyard with a sparkling pool and mature fruit trees, perfect for weekend gatherings. A dedicated laundry room with utility sink adds everyday convenience. All five bedrooms feature ceiling fans and custom window shutters. The spacious primary suite features its own grand rotunda entry, with a fireplace, built-in entertainment center, recessed lighting, and private French doors opening to the back patio and pool. The en-suite bath offers a spa-like retreat with separate dual vanities, a walk-in shower, and a separate soaking tub. Located within an award-winning school district, this exceptional home offers the space, character, and views that are simply hard to come by. Come take a closer look — this one has to be seen in person to be fully appreciated.
Location
Rancho Cucamonga, San Bernardino County, CA 91737
Open on Google Maps ↗Listed by: Matthew Reyes · Seven Gables Real Estate
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$12,175
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $159,990 · Loan: $1,439,910
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,609
- Property tax (1.25%)
- $1,667
- Homeowners insurance
- $300
- Mortgage insurance
- $600
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $55,997 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91737 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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