9856 Summerhill Road
Rancho Cucamonga, CA, 91737
$1,595,000
MLS: CV26176794
Beds
5
Baths
4
Sq Ft
3,395
Lot
0.46 ac
Year Built
2002
MLS #
CV26176794
Days on Market
9
Listed
Aug 27, 2026
Description
EXQUISITELY UPGRADED HILLSIDE RESIDENCE WITH BREATHTAKING CITY & MOUNTAIN VIEWS - Perched high in the desirable hills of North Rancho Cucamonga, this highly upgraded residence offers an exceptional combination of luxury, functionality, and breathtaking city and mountain views. Thoughtfully enhanced throughout, this distinctive home features an impressive array of custom finishes and upgrades rarely found in one property. Soaring ceilings in the living and family rooms, elegant crown molding, plantation shutters, and custom gallery-style recessed niches create a sophisticated setting for displaying artwork. A dramatic curved staircase with oil-rubbed bronze wrought iron adds a striking architectural element. The beautifully upgraded kitchen features granite countertops, stacked-stone backsplash, upgraded appliances, a new gas range and oven, plus an additional convection oven. A raised granite-topped wall between the kitchen and family room creates an ideal sitting and entertaining area. The family room includes a custom built-in entertainment center and upgraded recessed lighting. Upstairs, the versatile *loft—potentially a fifth bedroom—*offers a built-in entertainment center, office desk, cabinetry, granite countertop, and recessed lighting, making it an exceptional home office, media room, or additional living space. The remodeled primary bathroom provides a spa-like retreat with a large frameless shower, separate soaking tub, granite countertops, and a spacious walk-in closet with custom dark-wood organizers. All three full bathrooms have been upgraded with new sinks, granite countertops, and fixtures. Additional highlights include two whole-house fans, a whole-house central vacuum system, and recessed lighting throughout key living areas. Downstairs bedroom and bathroom is a real plus! Garages feature Gorilla storage racks, storage shelves, and built-in cabinetry along with a MyQ smart garage door opener. The beautifully landscaped exterior is enhanced by a Rachio smart irrigation system and extensive drip irrigation for efficient watering. A custom-fit exterior Christmas light package with automatic timer adds another thoughtful touch. With its elevated setting, panoramic views, extensive custom upgrades, exceptional storage, and versatile living spaces, this is a home designed for those who appreciate quality, comfort, and a truly elevated lifestyle. Refrigerator, washer, and dryer are included.
Location
Rancho Cucamonga, San Bernardino County, CA 91737
Open on Google Maps ↗Listed by: Randy Horowitz · Century 21 Masters
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$12,139
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $159,500 · Loan: $1,435,500
Average 30-yr fixed rate 7.03% as of Sep 24, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $9,579
- Property tax (1.25%)
- $1,661
- Homeowners insurance
- $300
- Mortgage insurance
- $598
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Sep 24, 2026
- 30-year fixed
- 7.03%
- 15-year fixed
- 6.42%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $55,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91737 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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