$295,000
MLS: HD26153096
Beds
2
Baths
2
Sq Ft
1,225
Lot
0.08 ac
Year Built
1989
MLS #
HD26153096
Days on Market
14
Listed
Jul 13, 2026
Description
Welcome to the highly sought-after 55+ gated community of Jess Ranch, where resort-style amenities and low-maintenance living come together in the heart of Apple Valley. This beautifully maintained 2-bedroom, 2-bath home offers a bright, open floor plan with an attached 2-car garage and convenient indoor laundry. Freshly updated with new carpet, new interior paint, and professionally cleaned throughout, this home is truly move-in ready. The spacious primary suite features a walk-in shower, while the guest bathroom offers a tub/shower combination for added convenience. The comfortable living and dining areas flow seamlessly to the expansive rear patio, which opens directly to the beautifully landscaped greenbelt—creating the perfect setting to enjoy your morning coffee, entertain friends, or simply relax while taking in the peaceful surroundings. Residents of Jess Ranch enjoy an exceptional lifestyle with a clubhouse, swimming pool, beautifully maintained walking paths and greenbelts, 24-hour gated security, and an active community atmosphere. Conveniently located just minutes from shopping, dining, medical facilities, and everyday conveniences, this home offers the perfect combination of comfort, security, and accessibility. Whether you're looking to downsize or embrace an active adult lifestyle, this turnkey home is an outstanding opportunity in one of Apple Valley's most desirable senior communities. Just unpack and start enjoying everything Jess Ranch has to offer. Don't miss your chance to make it yours!
Location
Apple Valley, San Bernardino County, CA 92308
Open on Google Maps ↗Listed by: LISA DORSEY · 1st Class RealEstate Mavericks
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$2,658
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $29,500 · Loan: $265,500
Average 30-yr fixed rate 6.58% as of Jul 23, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,692
- Property tax (1.25%)
- $307
- Homeowners insurance
- $300
- Mortgage insurance
- $111
- HOA dues
- $248
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 23, 2026
- 30-year fixed
- 6.58%
- 15-year fixed
- 5.96%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Apple Valley home with as little as 3.5% down using an FHA loan — roughly $10,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Apple Valley, CA 92308 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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