1620 California
Santa Monica, CA, 90403
$1,699,000
Original list price: $1,800,000
MLS: SB26138196
Beds
—
Baths
—
Sq Ft
1,626
Lot
0.11 ac
Year Built
1925
MLS #
SB26138196
Days on Market
86
Listed
Jul 20, 2026
Description
1620 California Avenue is a rare offering North of Wilshire, where architectural character, coastal living, and investment potential come together in one of Santa Monica’s most coveted settings. An original Spanish Revival duplex, the property possesses the kind of character that cannot be recreated. Its architecture reflects the craftsmanship, proportions, and romance of another era, while its duplex configuration creates an uncommon level of flexibility for today’s buyer. Live in one residence and lease the other, restore the property into a distinctive architectural compound, or hold it as a long term investment in one of Santa Monica’s most enduring neighborhoods. Beyond the property itself, the location is truly exceptional. Montana Avenue, Palisades Park, the Pacific Ocean, Third Street Promenade, celebrated restaurants, boutique shopping, and the best of Santa Monica are all just moments away. This is a neighborhood defined not only by its desirability, but by its scarcity. For the buyer who values authenticity over the ordinary, 1620 California Avenue offers something increasingly difficult to find: an original piece of Santa Monica with the flexibility to shape its future. Whether restored as a remarkable Spanish Revival residence, enjoyed as an owner user duplex, or held as a premier coastal investment, the opportunity is as much about what already exists as it is about what can be created. Architectural heritage. Coveted location. Exceptional flexibility. A property with a story worth continuing.
Location
Santa Monica, Los Angeles County, CA 90403
Open on Google Maps ↗Listed by: William Joseph · Joseph Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$13,294
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $169,900 · Loan: $1,529,100
Average 30-yr fixed rate 7.40% as of Oct 8, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $10,587
- Property tax (1.25%)
- $1,770
- Homeowners insurance
- $300
- Mortgage insurance
- $637
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 8, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.73%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Santa Monica home with as little as 3.5% down using an FHA loan — roughly $59,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Santa Monica, CA 90403 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
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