4838 S Monarch
Ontario, CA, 91762
$709,000
Original list price: $749,000
MLS: TR26196070
Beds
4
Baths
3
Sq Ft
2,236
Lot
0.02 ac
Year Built
2018
MLS #
TR26196070
Days on Market
38
Listed
Sep 10, 2026
Description
Priced to Sell! Exceptional value in Park Place, Ontario! This beautifully maintained 4-bedroom, 3-bathroom home offers 2,236 sq. ft. of living space, a versatile upstairs loft, and a highly desirable downstairs bedroom with a full bath. Built in 2018 and lovingly maintained by the original owner, this move-in-ready home offers a functional floor plan and an oversized yard rarely found in the community. The bright, open-concept main level features upgraded LVP flooring, a spacious living/dining area, and a modern kitchen with abundant cabinetry, an oversized center island, and large windows providing abundant natural light. Upstairs, the loft is ideal for a home office, playroom, or media space. The spacious primary suite features dual-exposure windows and a bright primary bath with dual vanities, makeup area, separate shower, and soaking tub. Solar is also included. The private backyard has been thoughtfully upgraded with hardscaping, artificial turf, a gazebo, swing/lounge area, mature landscaping, and fruit trees—perfect for relaxing or entertaining. Enjoy Park Place’s resort-style amenities, including a clubhouse, pool, tennis and basketball courts, BBQ areas, and playgrounds. Park View Elementary School is within walking distance. Conveniently located near Costco, 99 Ranch Market, major supermarkets, the 60/15 freeways, Ontario International Airport, and Ontario Mills. A rare combination of newer construction, an oversized yard, excellent condition, and a highly desirable community—ideal for both homeowners and investors.
Location
Ontario, San Bernardino County, CA 91762
Open on Google Maps ↗Listed by: Wei Xin · Pinnacle Real Estate Group
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$5,946
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $70,900 · Loan: $638,100
Average 30-yr fixed rate 7.40% as of Oct 15, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,418
- Property tax (1.25%)
- $739
- Homeowners insurance
- $300
- Mortgage insurance
- $266
- HOA dues
- $224
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Oct 15, 2026
- 30-year fixed
- 7.40%
- 15-year fixed
- 6.71%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $24,815 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ontario, CA 91762 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor, Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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