ActiveCondominium

22230 S Vermont Avenue 102B

Torrance, CA, 90502

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$550,000

MLS: PW26046866

Beds

2

Baths

2

Sq Ft

961

Lot

4.17 ac

Year Built

1985

MLS #

PW26046866

Days on Market

22

Listed

Mar 3, 2026

Description

FHA Approved! Welcome to this beautifully updated lower-level 2 bedroom, 2 bathroom condo offering NEW AC, comfort, style, and everyday convenience in a desirable community. This move-in ready home welcomes you with a light filled open floor plan, wood-style flooring, and a spacious living room anchored by a cozy gas fireplace. Large sliding glass doors open to a private patio, creating the perfect space to enjoy morning coffee, relax in the evening, or entertain guests while extending the living area outdoors. The open layout flows seamlessly into the dining area and well appointed kitchen, making the home feel both spacious and connected for daily living. The kitchen features crisp white cabinetry, neutral countertops, stainless steel appliances including a dishwasher and built in microwave, recessed lighting, and a convenient breakfast bar that opens to the dining nook for casual dining or entertaining. The primary suite offers a peaceful retreat with generous closet space and a private en suite bathroom designed with clean modern finishes and an updated vanity. The second bedroom provides flexible living options and can easily function as a guest room, home office, or additional sleeping space depending on your needs. Both bathrooms have been tastefully updated to provide a fresh, modern feel. An important upgrade to this home includes newly installed plumbing, adding long term value and peace of mind for the next owner. Additional features include: Laundry room with washer, dryer hook-ups, central air conditioning and heating for year round comfort, two covered carport parking spaces, and access to well maintained community amenities surrounded by mature landscaping. The community is FHA approved which opens the door to more financing options for buyers. Conveniently located near shopping centers, restaurants, parks, and major freeways, this home offers the ideal blend of comfort, accessibility, and low maintenance living. Whether you are a first time buyer, looking to downsize, or searching for a smart real estate investment, this turnkey condo is an opportunity not to be missed.

Location

Torrance, Los Angeles County, CA 90502

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Listed by: Priscilla Rael-Albin · RE/MAX New Dimension

Payment estimate

$4,211

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $55,000 · Loan: $495,000

%
Principal & Interest
$3,132
Property tax (1.25%)
$573
Homeowners insurance
$300
Mortgage insurance
$206
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.