22230 S Vermont Avenue 102B
Torrance, CA, 90502
$550,000
MLS: PW26046866
Beds
2
Baths
2
Sq Ft
961
Lot
4.17 ac
Year Built
1985
MLS #
PW26046866
Days on Market
116
Listed
Mar 3, 2026
Description
FHA Approved! Welcome to this beautifully updated ground floor, single level 2 bedroom, 2 bathroom condo offering a NEW air conditioning system, newly installed plumbing, comfort, style, and everyday convenience in a highly desirable community. This move in ready home welcomes you with a bright open floor plan, wood style flooring, and a spacious living room anchored by a cozy gas fireplace. Large sliding glass doors open to a private patio, creating the perfect place to enjoy your morning coffee, unwind, or entertain guests. The open layout flows seamlessly into the dining area and well appointed kitchen featuring white cabinetry, neutral countertops, stainless steel appliances including a dishwasher and built in microwave, recessed lighting, and a breakfast bar for casual dining. The spacious primary suite offers generous closet space and a private en suite bathroom with updated finishes and a modern vanity. The secondary bedroom is ideal for guests, a home office, or additional living space. Both bathrooms have been tastefully updated. Additional highlights include an indoor laundry room with washer and dryer hookups, central heating and air conditioning, two covered carport spaces, and beautifully maintained community grounds. The desirable ground floor location offers easy single level living with no interior stairs, making it ideal for those looking to simplify their lifestyle. This FHA approved community provides expanded financing opportunities, making homeownership more attainable. A wonderful opportunity for first time buyers to explore available homebuyer assistance programs or homeowners looking to right size. If you are 55 or older, ask how California Proposition 19 may allow you to transfer your current property tax base to your next home. Conveniently located near shopping, dining, parks, and major freeways, this turnkey home offers comfort, convenience, and value. Whether purchasing your first home, downsizing, or investing, this is an opportunity you won't want to miss.
Location
Torrance, Los Angeles County, CA 90502
Open on Google Maps ↗Listed by: Priscilla Rael-Albin · RE/MAX New Dimension
Listing information is provided courtesy of the Greater Antelope Valley Association of Realtors (GAVAR) and California Regional MLS (CRMLS). Information is deemed reliable but not guaranteed accurate by the MLS or by Mike Watson. All data, including square footage, lot size, room count, permits, and school assignment, should be independently verified. Properties shown may be listed by brokerages other than Keller Williams Realty. Listings are subject to prior sale, change, or withdrawal without notice.
Payment estimate
$4,875
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $55,000 · Loan: $495,000
Average 30-yr fixed rate 6.66% as of Jul 30, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $3,181
- Property tax (1.25%)
- $573
- Homeowners insurance
- $300
- Mortgage insurance
- $206
- HOA dues
- $615
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jul 30, 2026
- 30-year fixed
- 6.66%
- 15-year fixed
- 6.04%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Torrance home with as little as 3.5% down using an FHA loan — roughly $19,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Torrance, CA 90502 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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